Each merchant cash advance offer comes with a capital fee that varies by offer size and business performance. This transparent, fixed fee will never change during the duration of your advance. The capital fee is combined with your advance into a total owed amount.
For example, a $10,000 advance may have a capital fee of $750, making the total owed $10,750. Repayments are applied to the entire outstanding balance–there isn’t a specific portion of the payment that’s allocated to just the fee.